:root {
  --color-bg: #F6F7F9;
  --color-surface: #FFFFFF;
  --color-surface-alt: #EEF1F4;
  --color-ink: #1C232C;
  --color-ink-soft: #545E6B;
  --color-ink-faint: #7C8592;
  --color-primary: #23394D;
  --color-primary-dark: #16232E;
  --color-primary-soft: #3C566D;
  --color-accent: #9C7B3C;
  --color-accent-soft: #C9AE7C;
  --color-border: #E1E5EA;
  --color-line: #D3D9E0;
  --color-success: #3D6B4B;
  --font-display: "Source Serif 4", Georgia, "Times New Roman", serif;
  --font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --font-mono: "IBM Plex Mono", "Courier New", monospace;
  --max-width: 1180px;
  --radius-sm: 4px;
  --radius-md: 8px;
  --radius-lg: 14px;
  --shadow-sm: 0 1px 2px rgba(20, 28, 38, 0.06);
  --shadow-md: 0 8px 24px rgba(20, 28, 38, 0.08);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--font-body);
  background: var(--color-bg);
  color: var(--color-ink);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }

a { color: inherit; text-decoration: none; }

h1, h2, h3, h4 {
  font-family: var(--font-display);
  color: var(--color-ink);
  line-height: 1.15;
  margin: 0 0 0.5em;
  font-weight: 600;
}

h1 { font-size: clamp(2.2rem, 4vw, 3.4rem); letter-spacing: -0.01em; }
h2 { font-size: clamp(1.6rem, 3vw, 2.3rem); letter-spacing: -0.01em; }
h3 { font-size: 1.3rem; }
p { margin: 0 0 1em; color: var(--color-ink-soft); }

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

.eyebrow {
  font-family: var(--font-mono);
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-size: 0.72rem;
  color: var(--color-accent);
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 14px;
}

.eyebrow::before {
  content: "";
  width: 22px;
  height: 1px;
  background: var(--color-accent);
  display: inline-block;
}

.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 24px;
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: 0.95rem;
  cursor: pointer;
  border: 1px solid transparent;
  transition: background 0.15s ease, color 0.15s ease, border-color 0.15s ease, transform 0.1s ease;
}

.btn:active { transform: translateY(1px); }

.btn-primary {
  background: var(--color-primary);
  color: #FFFFFF;
}
.btn-primary:hover { background: var(--color-primary-dark); }

.btn-outline {
  background: transparent;
  border-color: var(--color-line);
  color: var(--color-ink);
}
.btn-outline:hover { border-color: var(--color-primary); color: var(--color-primary); }

.btn-ghost {
  background: transparent;
  color: var(--color-primary);
  padding: 13px 4px;
}
.btn-ghost:hover { color: var(--color-accent); }

.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  background: rgba(246, 247, 249, 0.92);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--color-border);
}

.site-header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 84px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
}

.brand-logo {
  width: 42px;
  height: 42px;
  border-radius: var(--radius-sm);
  flex-shrink: 0;
}

.brand-name {
  font-family: var(--font-display);
  font-size: 1.35rem;
  font-weight: 600;
  letter-spacing: 0.01em;
  color: var(--color-ink);
}

.brand-tag {
  display: block;
  font-family: var(--font-mono);
  font-size: 0.62rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-ink-faint);
  margin-top: 2px;
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 34px;
}

.main-nav a {
  font-size: 0.95rem;
  color: var(--color-ink-soft);
  padding: 8px 0;
  border-bottom: 2px solid transparent;
  transition: color 0.15s ease, border-color 0.15s ease;
}

.main-nav a:hover,
.main-nav a[aria-current="page"] {
  color: var(--color-primary);
  border-bottom-color: var(--color-accent);
}

.nav-cta { display: flex; align-items: center; gap: 18px; }

.nav-toggle {
  display: none;
  background: none;
  border: 1px solid var(--color-line);
  border-radius: var(--radius-sm);
  width: 42px;
  height: 42px;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  color: var(--color-primary);
  cursor: pointer;
}

.hero {
  position: relative;
  padding: 76px 0 90px;
  overflow: hidden;
}

.hero .container {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 56px;
  align-items: center;
}

.hero-copy p.lead {
  font-size: 1.12rem;
  max-width: 46ch;
}

.hero-actions {
  display: flex;
  align-items: center;
  gap: 22px;
  margin-top: 32px;
  flex-wrap: wrap;
}

.hero-note {
  font-size: 0.85rem;
  color: var(--color-ink-faint);
  max-width: 30ch;
}

.hero-visual {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  aspect-ratio: 4 / 5;
}

.hero-visual img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero-visual-card {
  position: absolute;
  left: 20px;
  bottom: 20px;
  right: 20px;
  background: rgba(255,255,255,0.94);
  border-radius: var(--radius-md);
  padding: 16px 18px;
  display: flex;
  align-items: center;
  gap: 14px;
  box-shadow: var(--shadow-sm);
}

.hero-visual-card i { font-size: 1.6rem; color: var(--color-accent); }
.hero-visual-card strong { display: block; font-size: 1.05rem; color: var(--color-ink); }
.hero-visual-card span { font-size: 0.8rem; color: var(--color-ink-faint); }

.ledger-line {
  position: absolute;
  top: 0;
  right: 0;
  width: 46%;
  height: 100%;
  opacity: 0.5;
  pointer-events: none;
  z-index: -1;
}

.stat-strip {
  background: var(--color-primary);
  color: #fff;
}

.stat-strip .container {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  padding: 44px 24px;
}

.stat-item strong {
  font-family: var(--font-display);
  font-size: 2rem;
  display: block;
  color: #fff;
}

.stat-item span {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.68);
  letter-spacing: 0.02em;
}

.section { padding: 92px 0; }
.section-alt { background: var(--color-surface); border-top: 1px solid var(--color-border); border-bottom: 1px solid var(--color-border); }

.section-head {
  max-width: 640px;
  margin: 0 auto 52px;
  text-align: center;
}

.section-head.align-left { margin: 0 0 52px; text-align: left; }

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 26px;
}

.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 26px;
}

.card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 32px 28px;
  transition: border-color 0.15s ease, transform 0.15s ease;
}

.card:hover { border-color: var(--color-accent-soft); transform: translateY(-3px); }

.card-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-sm);
  background: var(--color-surface-alt);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  font-size: 1.4rem;
  color: var(--color-primary);
}

.card ul {
  padding-left: 18px;
  margin: 0;
  color: var(--color-ink-soft);
  font-size: 0.94rem;
}
.card li { margin-bottom: 6px; }

.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  counter-reset: step;
  position: relative;
}

.step {
  position: relative;
  padding: 0 22px 0 0;
  counter-increment: step;
}

.step:not(:last-child)::after {
  content: "";
  position: absolute;
  top: 23px;
  right: -13px;
  width: 26px;
  height: 1px;
  background: var(--color-line);
}

.step-number {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  border: 1px solid var(--color-line);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-size: 1.1rem;
  color: var(--color-primary);
  margin-bottom: 18px;
  background: var(--color-surface);
}

.step h3 { font-size: 1.05rem; margin-bottom: 8px; }
.step p { font-size: 0.9rem; }

.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.split img {
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  aspect-ratio: 4/3;
  object-fit: cover;
  width: 100%;
}

.split.reverse .split-media { order: 2; }

.check-list { list-style: none; margin: 22px 0; padding: 0; display: grid; gap: 12px; }
.check-list li { display: flex; align-items: flex-start; gap: 10px; color: var(--color-ink-soft); font-size: 0.96rem; }
.check-list i { color: var(--color-accent); font-size: 1.1rem; margin-top: 2px; }

.quote-block {
  background: var(--color-surface-alt);
  border-left: 3px solid var(--color-accent);
  border-radius: var(--radius-sm);
  padding: 30px 34px;
  font-family: var(--font-display);
  font-size: 1.2rem;
  color: var(--color-ink);
  margin: 0;
}
.quote-block cite {
  display: block;
  font-family: var(--font-body);
  font-style: normal;
  font-size: 0.85rem;
  color: var(--color-ink-faint);
  margin-top: 14px;
}

.cta-band {
  background: var(--color-primary-dark);
  color: #fff;
  border-radius: var(--radius-lg);
  padding: 56px 50px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
  flex-wrap: wrap;
}
.cta-band h2 { color: #fff; margin-bottom: 6px; }
.cta-band p { color: rgba(255,255,255,0.72); margin: 0; }
.cta-band .btn-outline { border-color: rgba(255,255,255,0.35); color: #fff; }
.cta-band .btn-outline:hover { border-color: #fff; color: var(--color-accent-soft); }

.site-footer {
  background: var(--color-primary-dark);
  color: rgba(255,255,255,0.72);
  padding: 64px 0 0;
  font-size: 0.92rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.12);
}

.footer-brand .brand-name { color: #fff; }
.footer-brand p { color: rgba(255,255,255,0.6); max-width: 34ch; margin-top: 14px; }

.footer-col h4 {
  color: #fff;
  font-family: var(--font-body);
  font-size: 0.82rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 18px;
}

.footer-col ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.footer-col a:hover { color: #fff; }

.footer-contact li {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  margin-bottom: 12px;
}
.footer-contact i { color: var(--color-accent-soft); margin-top: 3px; }

.footer-bottom {
  padding: 22px 0 28px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.5);
}

.footer-bottom a:hover { color: #fff; }
.footer-legal-links { display: flex; gap: 20px; flex-wrap: wrap; }

.disclaimer {
  background: var(--color-surface-alt);
  border-bottom: 1px solid var(--color-border);
  font-size: 0.85rem;
  color: var(--color-ink-soft);
}
.disclaimer .container { padding: 10px 24px; display: flex; align-items: center; gap: 10px; }
.disclaimer i { color: var(--color-accent); }

.page-hero {
  padding: 64px 0 60px;
  border-bottom: 1px solid var(--color-border);
  background: var(--color-surface);
}
.breadcrumb { font-size: 0.85rem; color: var(--color-ink-faint); margin-bottom: 18px; }
.breadcrumb a:hover { color: var(--color-primary); }
.page-hero p.lead { max-width: 60ch; font-size: 1.05rem; }

.legal-layout {
  display: grid;
  grid-template-columns: 240px 1fr;
  gap: 56px;
  align-items: flex-start;
}

.legal-nav {
  position: sticky;
  top: 108px;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  background: var(--color-surface);
  padding: 20px;
}
.legal-nav h4 { font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.09em; color: var(--color-ink-faint); margin-bottom: 14px; }
.legal-nav ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.legal-nav a { font-size: 0.9rem; color: var(--color-ink-soft); }
.legal-nav a:hover { color: var(--color-primary); }

.legal-content h2 { margin-top: 2.4em; font-size: 1.4rem; }
.legal-content h2:first-child { margin-top: 0; }
.legal-content h3 { font-size: 1.1rem; margin-top: 1.6em; }
.legal-content p, .legal-content li { color: var(--color-ink-soft); }
.legal-content ul { padding-left: 20px; }
.legal-meta {
  display: flex;
  gap: 22px;
  font-size: 0.85rem;
  color: var(--color-ink-faint);
  margin-bottom: 36px;
  flex-wrap: wrap;
}

.contact-layout {
  display: grid;
  grid-template-columns: 1fr 1.15fr;
  gap: 50px;
  align-items: flex-start;
}

.contact-info-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 32px;
}

.contact-info-list { list-style: none; padding: 0; margin: 22px 0; display: grid; gap: 20px; }
.contact-info-list li { display: flex; gap: 14px; align-items: flex-start; }
.contact-info-list i { font-size: 1.3rem; color: var(--color-accent); margin-top: 2px; }
.contact-info-list strong { display: block; font-size: 0.92rem; color: var(--color-ink); }
.contact-info-list span, .contact-info-list a { font-size: 0.92rem; color: var(--color-ink-soft); }

.map-frame {
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 1px solid var(--color-border);
  margin-top: 24px;
}
.map-frame iframe { display: block; width: 100%; height: 220px; border: 0; filter: grayscale(0.25); }

.form-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 36px;
}

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.field { margin-bottom: 20px; }
.field label { display: block; font-size: 0.85rem; font-weight: 600; color: var(--color-ink); margin-bottom: 7px; }
.field input, .field select, .field textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--color-line);
  border-radius: var(--radius-sm);
  font-family: var(--font-body);
  font-size: 0.95rem;
  color: var(--color-ink);
  background: var(--color-surface);
  transition: border-color 0.15s ease;
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none;
  border-color: var(--color-primary);
}
.field textarea { resize: vertical; min-height: 130px; }
.field-check { display: flex; align-items: flex-start; gap: 10px; font-size: 0.85rem; color: var(--color-ink-soft); }
.field-check input { width: auto; margin-top: 3px; }

.form-status {
  margin-top: 16px;
  padding: 12px 16px;
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
  display: none;
}
.form-status.is-visible { display: block; }
.form-status.success { background: #E8F0EA; color: var(--color-success); border: 1px solid #C7DBCC; }
.form-status.error { background: #FBEAEA; color: #8A3A3A; border: 1px solid #EFC9C9; }

.faq-item {
  border-bottom: 1px solid var(--color-border);
  padding: 22px 0;
}
.faq-question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  cursor: pointer;
  font-family: var(--font-display);
  font-size: 1.05rem;
  color: var(--color-ink);
  background: none;
  border: none;
  width: 100%;
  text-align: left;
  padding: 0;
}
.faq-question i { color: var(--color-accent); transition: transform 0.2s ease; flex-shrink: 0; }
.faq-item.is-open .faq-question i { transform: rotate(45deg); }
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.25s ease;
}
.faq-item.is-open .faq-answer { max-height: 260px; }
.faq-answer p { padding-top: 14px; margin: 0; }

.value-item { display: flex; gap: 16px; }
.value-item .card-icon { flex-shrink: 0; margin-bottom: 0; }

.cookie-banner {
  position: fixed;
  left: 24px;
  right: 24px;
  bottom: 24px;
  max-width: 640px;
  margin: 0 auto;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
  padding: 22px 24px;
  z-index: 100;
  display: none;
  gap: 18px;
}
.cookie-banner.is-visible { display: flex; }
.cookie-banner i { font-size: 1.4rem; color: var(--color-accent); flex-shrink: 0; }
.cookie-banner p { font-size: 0.88rem; margin: 0 0 14px; color: var(--color-ink-soft); }
.cookie-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.cookie-actions .btn { padding: 10px 18px; font-size: 0.85rem; }

.text-center { text-align: center; }
.mt-0 { margin-top: 0; }
.badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.78rem;
  color: var(--color-ink-faint);
  background: var(--color-surface-alt);
  border-radius: 100px;
  padding: 5px 12px;
}

@media (max-width: 960px) {
  .hero .container { grid-template-columns: 1fr; }
  .hero-visual { max-width: 420px; }
  .grid-3, .grid-2 { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr 1fr; row-gap: 34px; }
  .step:not(:last-child)::after { display: none; }
  .split { grid-template-columns: 1fr; }
  .split.reverse .split-media { order: 0; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .contact-layout { grid-template-columns: 1fr; }
  .legal-layout { grid-template-columns: 1fr; }
  .legal-nav { position: static; }
  .stat-strip .container { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 720px) {
  .main-nav, .nav-cta .btn-outline { display: none; }
  .nav-toggle { display: flex; }
  body.nav-open .main-nav {
    display: flex;
    position: fixed;
    inset: 84px 0 0 0;
    background: var(--color-bg);
    flex-direction: column;
    align-items: flex-start;
    padding: 30px 24px;
    gap: 8px;
    overflow-y: auto;
  }
  body.nav-open .main-nav a { width: 100%; padding: 14px 0; border-bottom: 1px solid var(--color-border); }
  .form-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .cta-band { flex-direction: column; align-items: flex-start; }
  .footer-bottom { flex-direction: column; align-items: flex-start; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { transition-duration: 0.001ms !important; animation-duration: 0.001ms !important; }
}
